How we are paid
ABOUT US
Clear information
The details outline the type of products the firm offers advice on, for example, savings and investments, pensions and protection.
There will always be a cost for your adviser’s service as, like any other business arrangement, you are benefiting from their expertise. Clients pay for advice in three main ways:
Fees/Adviser Charges
Since 31st December 2012, it has been a regulatory requirement that the cost of all investment and pension advice be based on a fee rather than commission. Please click on the links for more details.
Commission
We will always tell you about any commission we earn, and the cost of this commission paid out by the provider will normally be factored into the price of your product. These commissions vary with different products and providers but will be documented on the key facts illustration (KFI) you receive from the adviser.
Whether we take our remuneration by way of commission or fees/adviser charges will be a matter of discussion and agreement, and no charges for fees will be made without prior notification in writing.
Our Services
Typically, many of our clients may want to invest money on a regular basis to build up a capital sum for the future.
Wealth and personal protection is an essential must-have to secure the future for both you and your family if an unexpected life event happens.
Providing you with the standard of living you wish after you stop work.
Environmental, Social and Governance (ESG) strategies have proven that they can be market-beating.