Retirement planning

The individual and group pensions market is an ever-changing world, especially with the introduction of the pensions freedom legislation, and it can be difficult to keep track of what options are available with regards to your retirement planning.

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Financial security

Research work with you to consider all the options based on your needs and attitude to investment risk. As part of the financial planning process, it is our job to blend the savings vehicles that will yield the most efficient income in retirement.

Providing you with the standard of living you wish after you stop work

Planning for your retirement is possibly the most important financial decision you will ever make. With life expectancy increasing year on year, we are now seeing the potential to spend almost as many years enjoying retirement as we have spent saving for it. Planning for it correctly will provide you with the standard of living you wish after you cease earning a living.

Forward planning for your retirement can mean having the reassurance of financial security in later years, rather than the worry of wondering how you will cope. A comfortable lifestyle in retirement is something to which we all aspire, and increasing longevity means that we all need to make extra provision for that retirement.

Consumer Duty – Treating Customers Fairly

Research is regulated by the Financial Conduct Authority (FCA), and we are happy to work within a regulated environment which prioritises the interests of consumers.

Research have satisfied the rigorous criteria relating to professional qualifications and ethical good practice. You can therefore be confident that you are dealing with one of the North East’s leading firms that are wholly committed to providing you with the best possible advice, service and support.

A pension is a long-term investment. The fund value may fluctuate and can go down, which could have an impact on the level of pension benefits available.

Your pension could be affected by interest rates at the time you take your benefits. The tax implications of pension withdrawals will be based on your individual circumstances, tax legislation and regulation, which are subject to change in the future.

Our Services

Managing your accumulated wealth and ensuring the financial security of yourself and your loved ones eases the stresses of day-to-day living and allows a level of comfort which may otherwise be difficult to achieve.

Investments

Typically, many of our clients may want to invest money on a regular basis to build up a capital sum for the future.

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Protection

Wealth and personal protection is an essential must-have to secure the future for both you and your family if an unexpected life event happens.

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Retirement Planning

Providing you with the standard of living you wish after you stop work.

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Sustainable Investing

Environmental, Social and Governance (ESG) strategies have proven that they can be market-beating.

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